Tag Archives: business plan

Freelance Gear: Are Your Assets Protected?

how to write an invoiceThursday Bram wrote a good article about preparing a freelance business plan. Freelancing is just as much a business as any bricks and mortar storefront, and the sooner writers, coders, graphic designers and other freelancers recognize that fact, the quicker they can start protecting that business properly.

One thing I’d add to the Bram article is something many freelancers overlook–insurance. Not health insurance, which is very important, but business insurance, renter’s insurance, or any other coverage that protects your most valuable assets related to getting the job done.

Freelancers often take their gear and office space for granted, but do a quick tally on the dollar amounts you have invested in your gear. Even if you only have $5K invested in a laptop computer, router, mobile internet card, camera, voice recorder, printer, etc…can you really afford to lay out five grand to replace it all? What about when you transport this stuff in your vehicle? Continue reading Freelance Gear: Are Your Assets Protected?